Zarelva is an independent fraud and risk consulting practice focused on complex, evidence-heavy matters in financial and digital environments.
The work sits upstream of litigation, regulatory engagement, and internal decision-making. It is designed to support law firms, enterprises, fintechs, startups, and select individuals by providing structured factual clarity, not advocacy or enforcement.
The practice operates independently and does not act as a law firm, recovery agency, compliance certifier, or intermediary with police or regulators.
Professional Focus
The practice is led by an independent fraud and risk specialist with experience across digital lending, payments, platform-based products, and documentation-intensive disputes.
Assignments commonly involve:
- Reconstruction of timelines across fragmented records
- Analysis of misconduct or harassment patterns
- Review of investigation quality and control gaps
- Preparation of structured material for legal and risk teams
The work emphasises verifiable artefacts, internal consistency, and separation between factual analysis and any legal strategy determined by counsel.
Working Style
- Document-first: analysis begins with records, not narratives
- Timeline-driven: events are reconstructed chronologically with references
- Pattern-aware: repeated behaviours and systemic gaps are identified
- Measured: interim views are tested, not defended
Speed is secondary to accuracy and clarity.
Independence and Conflicts
The practice remains independent of collection agencies, enforcement vendors, and counterparties.
- No success-based or contingency fees
- No recovery or negotiation roles
- No predetermined conclusions
- Conflicts are assessed before accepting any engagement
Matters are declined where expectations are inconsistent with an advisory and analytical role.