🔍 Start Here

Know your fraud exposure
in 48 hours.

The Fraud Risk Snapshot is the fastest way to find out where your platform is vulnerable — before attackers do.

$99 USD · Fixed fee · PDF report + 30-min debrief call · NDA from day one

Pay $99 & Start Now → Talk First (Free 30-Min Call)

Limited to 3 new assessments per week to maintain quality.

Pay via PayPal · USD · Invoice issued within 24 hours · Full refund if no meaningful risks found

Fixed fee — no surprises NDA before any information is shared Direct founder access — no junior handoffs 48-hour delivery Full refund guarantee

Built for platforms that move fast and can't afford to get fraud wrong.

The Snapshot is designed for founders, risk leads, and product teams who know fraud is a risk but haven't had time or budget for a full engagement. You get senior-level fraud intelligence — structured, specific to your platform, and actionable — in 48 hours at a price that doesn't require sign-off from three people.

🏦

Early-stage fintech

Pre-launch or recently launched — you need to know what fraud vectors you're exposed to before they find you.

💳

Payment platforms

Seeing chargeback spikes, unusual refund patterns, or card testing activity and need a fast read on exposure.

🤖

AI-native products

Deploying agents or autonomous flows — and no one has formally reviewed the fraud surface those create.

🏢

NBFCs & digital lenders

Application fraud, synthetic identities, and device compromise are scaling faster than your controls.

🌍

International clients

India, UAE/GCC, or anywhere globally — engagements run asynchronously via email. No timezone friction.

📈

Scaling platforms

You've grown past MVP and your fraud controls haven't kept up. Time to find the gaps before losses scale.

Not the right fit: If you're looking for a fraud vendor, a software tool, or a compliance certification — this isn't that. Zarelva provides independent advisory intelligence. No vendor affiliations, no platform bias, no upsells to proprietary software.

Four steps. 48 hours. Done.

After payment you'll receive an email from [email protected] within 2 hours with a short intake form. Everything runs asynchronously — no scheduling required to get started.

1
You pay $99 via PayPal
Click the button above. PayPal processes the payment — card or balance, no account required. You'll receive a confirmation email immediately from PayPal and a follow-up from [email protected] within 2 hours.
Day 0
2
You complete a short intake form
10–15 minutes. Platform type, geography, current controls, what you're seeing. No sensitive data required — public-facing product information is enough to start. An NDA is countersigned before any platform specifics are shared.
Day 0–1
3
Zarelva reviews and builds your report
Your platform is mapped against the Zarelva Fraud Signal Library and attack surface model. Top 3–5 vulnerabilities are identified, loss exposure estimated, and detection gaps documented. All written for your team — not generic boilerplate.
24–48 hours
4
You receive the PDF report + debrief call
5–7 page PDF delivered to your email. A 30-minute debrief call is scheduled at mutual convenience to walk through findings, answer questions, and discuss next steps. No obligation to continue.
Within 48 hours

A sample of what the report looks like.

Every Snapshot is platform-specific — not a template with your name swapped in. Below is a representative structure showing the sections and depth you can expect.

📄 Fraud Risk Snapshot — [Platform Name] — Confidential Sample Structure

01 · Executive Summary

Overall fraud risk rating (LOW / MEDIUM / HIGH / CRITICAL), estimated annual exposure range, and the single most urgent action your team should take. Written for founders and risk leads — no jargon.

02 · Platform Attack Surface Map

Your onboarding, transaction, and product flows mapped against known fraud vectors. Identifies which surfaces are exposed and which have adequate controls.

  • Identity & KYC layer — ████████████████ gap identified
  • Payment flow — ████████████ exposure
  • API surface — ███████████████ risk

03 · Top Fraud Vulnerabilities (3–5 findings)

Each finding includes: what the vulnerability is, how it would be exploited, estimated financial impact, and detection difficulty. Prioritised by risk level.

  • Finding 1 — CRITICAL: ████████████████████████████████
  • Finding 2 — HIGH: ███████████████████████████
  • Finding 3 — MEDIUM: █████████████████████

04 · Detection Signal Gaps

Signals your platform should be collecting but isn't — mapped to the Zarelva Fraud Signal Library. Each gap comes with a recommended signal, collection method, and implementation complexity rating.

05 · Actionable Roadmap

Immediate (0–2 weeks), short-term (1–3 months), and strategic (3–6 months) recommendations. Prioritised by impact and implementation cost. Not theory — specific controls you can implement with your current stack.

What gets found — and what it costs to miss it.

Client details anonymised. Platform types and findings are accurate.

Mobile Malware · India

Loan app malware investigation

A personal finance user reported their device behaving independently — SMS alerts firing, contacts accessed. Full Android forensics conducted using ADB. Root cause identified within 8 hours.

7 malicious APKs identified and removed
Full device forensics in 72 hours
Incident timeline reconstructed for reporting
Full case study →
Read it
Onboarding Fraud · Fintech · India

KYC bypass exposure — digital lending platform

Early-stage NBFC had gone live with Aadhaar-based onboarding. Snapshot identified a device fingerprint gap that allowed the same physical device to onboard multiple synthetic identities — each appearing as a unique user to the KYC vendor.

Critical gap identified pre-scale
Estimated ₹12–18L annual exposure
Device signal layer added in 3 weeks
Anonymised
2025
Refund Abuse · Marketplace · UAE

Coordinated refund ring — cross-border platform

GCC marketplace was seeing elevated refund rates in one product category with no obvious pattern. Snapshot mapped the flow and identified a coordinated ring using shared device infrastructure across 14 accounts — buying, disputing, and recycling refund credits.

Ring of 14 accounts identified
Shared device cluster documented
Network graph signal approach recommended
Anonymised
2025

Three ways to work with Zarelva.

All engagements are fixed-fee and run under NDA. No hourly billing. No vendor affiliations. Start with the Snapshot — scale when you're ready.

Tier 2
Fraud Intelligence Assessment
$899 – $1,799 USD
2–3 week engagement
  • Full fraud attack surface review
  • Fraud scenario simulation
  • Signal library gap analysis
  • Detection architecture design
  • AI agent risk review (if applicable)
  • Detailed implementation roadmap
  • NDA + engagement agreement
Book a Scoping Call
Tier 3
Fractional Fraud Advisor
$299 – $720/mo
3-month minimum
  • Ongoing fraud intelligence advisory
  • Monthly signal review & updates
  • Detection playbook development
  • Incident response availability
  • Regulatory & audit preparation
  • Direct WhatsApp/email access
  • Scales with your platform
Discuss Fit

International Clients

All engagements run asynchronously via email — no timezone friction. Zarelva serves clients across India, UAE, GCC, Southeast Asia, and globally. All pricing is in USD via PayPal. Indian clients can also pay in INR — contact [email protected] to arrange.

Payment & Availability

💳 PayPal (USD) — all regions 🏦 Bank transfer (INR) — India only 📧 Response within 24 hours 🕐 Async — no meeting required to start

Ready to find out where you're exposed?

Pay $99 now and receive your fraud risk report within 48 hours. Or book a free 30-minute call first — no commitment required.

Limited to 3 new assessments per week.

Fixed fee · NDA from day one · Full refund if no risks found · MSME UDYAM-KR-03-0675917